How to come out of debt?

Call to me and I will answer you and tell you great and unsearchable things you do not know. - Bible

My Dear Friend, 

Are you stuck in deep debt? Are you running away from your creditors? Felling miserable and running away from everything? You might be eagerly searching for peace in your life and looking for comfort from your friends and relatives. If you are in this situation please go through the below points. 

Please consider following before you make your next move:

1. Simply because you have incurred major debt does not mean your life is over. You can come back in life however big your debt is. 

2. Your creditors might be chasing you down. You might be going through abuses and consequences. But do not lose hope. 

3. We get into problems in life due to our own wrong choices and decisions. If you had chosen the wrong choice in life and that has become a reason for your debt accept your mistakes and make a note not to repeat them in the future. It could be extra expenses or thoughtless spending.

4. Keep your health and mind intact. You need a sound mind to think and good health to go through this tough situation. Do not keep thinking about your past decisions and circumstances. This could make you mentally ill. 

5. Sit down and prepare a list to understand how much you owe and to whom. Out of the list find out which one has the highest interest. Make all the attempts to clear it off. 

6. Stop using credit cards and start running your life debt-free with the money you have. However small it could be learn to live within the budget.

7. Find a job, if you don't have one. Cut down your expenses to the bare minimum till you pay off your debt. 

8. To reduce the abuse from creditors make all the effort to sell off what you have and pay it off. You can definitely earn everything back. But right now you need mental peace. 

9. As a family trust in the Lord and pray together as a family every day. God will surely answer your prayers.

10. You and your family need God's help to overcome the situation. Commit your life to God and accept God as your master. If you need guidance, you can go through this article => here.

Dear Friend, I know this is one of your toughest moments. We are here to pray for you. God will surely bring you out of your situation. Follow him with all your heart. You can contact us by clicking here => Contact Us or write to us directly at May God bless you.